RESEARCH

I believe that data-driven research is at the heart of impactful digital transformation. With my team, we conduct cutting-edge analysis and deliver actionable insights that empower government agencies to innovate, digitalize, and enhance their services for citizens. From exploring the latest trends in technology to developing frameworks for citizen engagement, our research informs every project we undertake, ensuring our solutions are grounded in evidence and best practices.

Our mission is to bridge the gap between digital tools and democratic values, using research to create scalable, sustainable solutions that foster transparency, accountability, and efficiency in government operations. Whether it’s improving service delivery, advancing regulatory frameworks, or enabling better decision-making, our research contributes to building resilient public institutions fit for the digital age.

Publications

Financial consumer protection standards and frameworks for digital financial services: Landscape report, GSMA (2023)

State of SupTech Report 2023 (2023)
The 3rd Global Fintech Regulator Survey (2022)
State of SupTech Report 2022 (2022)
The ‘Datastack’: A Data and Tech Blueprint for Financial Supervision, Innovation, and the Data Commons (2020)
The SupTech Generations, Bank for International Settlements paper (2019)
Financial Authorities in the Era of Data Abundance: RegTech for Regulators and SupTech Solutions (2018)
The RegTech for Regulators Process: Giving Financial Authorities Superpowers (2018)
An API-based Prudential Reporting System for the Bangko Sentral ng Pilipinas (BSP). R2A Project Retrospective and Lessons Learned (2018)
An AML SupTech Solution for the Mexican National Banking and Securities Commission (CNBV). R2A Project Retrospective and Lessons Learned (2018)
A Chatbot Application and Complaints Management System for the Bangko Sentral ng Pilipinas (BSP). R2A Project Retrospective and Lessons Learned (2018)
Going Beyond Regulatory Sandboxes to Enable Fintech Innovation in Emerging Markets (2017)
Fiji: Financial Inclusion Regulatory Impact Assessment (2016)
Proportional risk-based AML/CFT regimes for mobile money: A framework for assessing risk factors and mitigation measures (2015)
Enabling Mobile Money Policies in the Democratic Republic of Congo: Leadership, Pragmatism, and Participatory Approach to Creating a Competitive Market (2014)
Enabling Mobile Money Policies in Tanzania: A “Test and Learn” Approach to Enabling Market-Led Digital Financial Services (2014)
Mobile Money: The Opportunity for India - GSMA position paper (2013)
Enabling Mobile Money Policies in Sri Lanka: The Rise of eZ Cash (2013)
The Kenyan Journey to Digital Financial Inclusion - Infographic (2013)
Mobile Money: Enabling Regulatory Solutions (2013)
Empowering and Protecting Financial Consumers: Bank Negara Malaysia’s Consumer and Market Conduct Framework (2011)
Consumer Protection Diagnostic Study: Financial Consumer Protection in Kenya (2010)
Microcredit Sector in Italy: Small Initiatives in a Dynamic Scenario, in "Handbook of Microcredit in Europe: Social Inclusion through Microenterprise Development” (2010)
Microfinance Policy and Regulation in Afghanistan (2008)
Microfinance Policy and Regulation in Cambodia (2008)
Overview of Regulation and Public Policies for Access to Finance in Western European Countries (2007)
Parmalat: Gatekeepers Failures (and non-Independence), in “Banca, impresa, società” (2007)
There is Something about Parmalat (on Directors and Gatekeepers) (2005)
Financial Analysts’ Conflicts of Interest: Comparing the US, EU and Italian Regulations, in “Banca, impresa, società” (2004)

RESEARCH

Publications

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